Protect what matters.
Build what's next.
St John Financial Group helps individuals and families explore life insurance and financial solutions designed around their goals, budget, and future.
How it works
Getting a real answer about your coverage takes three simple steps.
Answer a few questions
Tell us your age, general health, and how much coverage you're considering — it takes about two minutes.
See an estimated range
We'll show you a rough monthly price range based on the information you provide, so you know what to expect.
Talk to a licensed agent
One of our agents will walk you through real carrier options, answer your questions, and help you apply — at no cost to you.
What families are saying
"Our agent explained everything in plain English and never made us feel rushed."
"I had no idea what term life even meant. Now we have a policy that actually fits our budget."
"Joining St John Financial Group gave me the training and support I needed to start a real career, not just a job."
Two ways to work with St John Financial Group
Whether you're protecting your family or looking to build a career, we have a path for you.
For clients and families
Get a clear, no-pressure look at life insurance and financial protection options that fit your budget and your goals — for you, your family, or your business.
Build your career. Build your future.
St John Financial Group is looking for motivated individuals who want to build a career in life insurance and financial services, with training, mentorship, and insurance sales.
Coverage built around your life, not a one-size policy.
Life insurance isn't one product — it's a set of tools. Here's a plain-language look at the main types our agents can help you explore.
Term Life Insurance
Provides coverage for a set period — usually 10, 20, or 30 years — at a fixed premium. Often the most affordable way to get a meaningful amount of coverage.
Whole Life Insurance
Permanent coverage that lasts your entire life, with a fixed premium and a cash value component that grows over time.
Final Expense Insurance
A smaller, simplified whole life policy designed to cover funeral costs and end-of-life expenses, often with simplified underwriting.
Indexed Universal Life (IUL)
Permanent coverage with flexible premiums and cash value linked to a market index, offering growth potential with downside protection features.
Mortgage Protection
Coverage structured to help pay off or make payments on your mortgage if something happens to you, so your family can stay in their home.
Annuities
A financial product designed to provide steady income, often used as part of retirement planning alongside life insurance.
Not sure which one fits you?
That's exactly what our estimator and your agent are for. Get a rough idea of cost in two minutes, then talk it through with a real person.
What kind of quote are you looking for?
Pick the option that fits what you're exploring, and we'll ask the right questions from there.
Life Insurance
Term, Whole Life, Final Expense, IUL, or Mortgage Protection — get an estimated monthly cost based on your age, health, and coverage needs.
Get a life insurance quote →Annuities
Turn savings into steady, protected income for retirement — no medical questions required.
Get an annuity quote →Get your rough estimate
Answer a few quick questions to see an estimated monthly price range. This takes about two minutes.
Step 1 of 4 — About you
Your estimated monthly range
Based on the information you provided.
Want to see your actual options?
Talk to an agent — no cost, no obligation.
Let's talk annuities
Annuities aren't medically underwritten, so there's no health questionnaire here — we just need a little information to connect you with the right product and carrier.
Step 1 of 3 — Your goals
What this could look like for you
Want to see your actual options?
Talk to an agent — no cost, no obligation.
Your opportunity starts here.
St John Financial Group is looking for motivated, coachable people who want to build a real career in insurance and financial services — whether you're licensed already or starting from zero.
Apply
Submit a short application below.
Get licensed
We guide you through licensing if you're not there yet.
Train & shadow
Learn the ropes with hands-on mentorship.
Build your book
Grow your own client base with ongoing support.
Why agents choose St John Financial Group
Training and mentorship
Hands-on coaching from experienced agents as you learn the business.
Sales development
Proven scripts, systems, and coaching to help you grow your production.
Access to insurance products
A full carrier lineup so you can find the right fit for every client.
Flexible career path
Stay independent, move into leadership, or build a team — your choice.
Real team support
A close-knit agency where people actually pick up the phone.
Room to grow
Paths toward leadership as you build your own book of business.
Helping families protect their future, and helping agents build a career.
St John Financial Group is an insurance and financial services agency built around two goals: honest guidance for clients, and real opportunity for the people who serve them.
Our mission
To make life insurance and financial protection approachable and understandable — and to give motivated people a real path to build a career helping others do the same.
Our values
Honesty first
No pressure, no gimmicks — just clear information.
People over policies
Coverage should fit the person, not the other way around.
Growth mindset
For clients planning ahead, and agents building careers.
Team-first
Support goes both directions, always.
Leadership
Owen St John — Founder and President
Owen founded St John Financial Group on a simple standard: give people straight answers about their coverage, without pressure or sales scripts. He built the agency around honest guidance for clients and real support for the agents who work alongside him, and he still personally reviews every client relationship the agency takes on.
Dana Whitfield
Agency DirectorMarcus Reyes
Recruiting LeadRenee Castillo
Client ServicesOur carrier partners
Our agents are appointed to write business with a range of top-rated, nationally recognized carriers — giving clients real options instead of a single product.
Carrier appointments are subject to change and vary by state and agent. St John Financial Group is an independent agency and is not owned by or affiliated with the carriers listed above.
Testimonials
"They made a confusing topic feel simple."
"The mentorship here is the real deal, not just a script."
"Fast, honest, and easy to work with from start to finish."
Get in touch
Whether you're looking for coverage or have a question about your policy, we'd love to hear from you.